Credit Lead (Underwriter), Institutional Lending & Liquidity

Requirements

Key Responsibilities:

• Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.

• Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.

• Determine appropriate lending amounts, terms, covenants, security, and other risk protections.

• Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.

• Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.

• Support the development and scaling of the new credit business.

Requirements:

• 10+ years of relevant credit experience.

• Strong experience in credit underwriting and structuring, rather than purely credit analysis.

• Previous experience with fintech & payments is mandatory.

• Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.

• Experience establishing or developing credit policies, processes, or risk frameworks.

• Crypto, digital assets, or stablecoin experience is a plus, but not required.